smartphoneNow Available — iOS & Android

Your Financial Future, In Your Pocket

Check your OpenScore, verify your income, compare lenders, and track remittances — all from one beautifully simple app built for Southeast Asian workers.

4.8★

App Store Rating

50K+

Active Users

< 2MB

App Size

99.9%

Uptime SLA

9:41

YOUR OPENSCORE

742

Excellent ↑ +12 this month

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Score Dashboard

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Income Verification

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Loan Marketplace

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Remittance FX

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Everything You Need, Nothing You Don't

A complete financial toolkit built for the needs of Southeast Asian workers and migrants.

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Live OpenScore

Check your credit score in real-time, with full SHAP explanations.

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Income Passport

Verify your income from gig work, remittances, and digital wallets.

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Remittance Tracker

Track cross-border transfers and see their credit impact instantly.

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Smart Alerts

Get notified of score changes, new lender matches, and milestones.

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Bank-grade Security

256-bit TLS encryption + biometric login. Your data stays yours.

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6 Languages

Available in English, BM, Bahasa Indonesia, Bangla, Filipino & more.

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Start Your Journey Today

Join 50,000+ Southeast Asians building their financial identity with OpenNilai.